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Mercantile Insurance Brokers Australia

Insuring the future.

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Tech Start Up Insurance

Call us today.  Ph: 1300 310 467

A key part of insuring a Tech Start Up company correctly is understanding the risks to the business is very different to say a computer programmer or IT project manager. The risk is a split between design and performance of the IT component and the effectiveness of the end solution to perform as it is expected by the end user to do. The insurance companies even most in the insurance broking world are still failing to understand and adequately manage the risks of Tech Start Ups.

Tech Start Up risk predominately sits with four key coverage’s.

Civil Liability risk which is addressed with professional indemnity insurance. The key attribute to getting this right is the broker arranging the cover understanding your business and tailoring the standard insuring clauses to pick up your business not just the design component of the system. Other things to consider are if you have USA exposures often excluded by Australian wordings unless negotiated back in by your broker.

Public and Products Liability: This level of risk may be very low or very high depending on the end use of your product and service is.

Cyber Liability is the risk to the data you hold and collect about the users. Cyber insurance can insure alot of the risk you have to Cyber attacks.

Management Liability is the fourth key coverage which is good to have in place from the start particularly if you have multiple stakeholders involved in the business now or in the future. This coverage is one of the few that gives both Director cover and Entity coverage from Wrongful Acts of managing the business.

Mercantile are experienced with arranging and managing such programmes needed to give you the required protection from a range of local and overseas insurance options tailored for your Tech Start Up business.  

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AP Sales and Development

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Dating Websites

Fintech

Crowd Funding

Plus many more..

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General Property: Laptops Australia Wide

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Ph: 1300 310 467
admin@mercantileib.com.au.

Level 11, 20 Martin Place
Sydney NSW 2000

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