Insurance solutions
Commercial insurance across the risks that matter to your business.
A corporate insurance program often combines multiple policies. Mercantile reviews how the covers interact, where exclusions or sublimits can create gaps, and which insurers are appropriate for the risk.
Core covers
Insurance programs designed as a whole.
The exact mix depends on operations, assets, contracts, jurisdictions and the consequences of a loss. These are common components of the programs we arrange.
01Property & business interruptionPhysical assets, machinery, stock, gross profit and interruption exposures.↗02Public & products liabilityThird-party injury, property damage, products and contractual liability exposures.↗03Professional indemnityClaims arising from professional services, advice, design and errors or omissions.↗04Management liabilityManagement, company, employment and selected statutory liability exposures.↗05Cyber & technology riskCyber incidents, privacy events, technology services and connected-business exposures.↗06Motor fleetCommercial fleets and vehicles used across business operations.↗07Trade creditProtection against specified customer non-payment and debtor risks.↗08Engineering professionalsProfessional indemnity and complementary cover for engineering consultants and design firms.↗
Program review
Insurance should be assessed across policies, not one policy at a time.
We can review limits, exclusions, deductibles, sublimits and policy interaction across the broader insurance program.