Motor fleet
Commercial motor fleet insurance for business vehicle portfolios.
Fleet insurance should reflect vehicle types, values, usage, driver profile, geographic exposure and claims performance. Mercantile helps businesses present fleet risks clearly and compare insurer terms beyond headline premium.
What we review
- Passenger and commercial vehicles
- Prestige or higher-value vehicles where available
- Light and heavy commercial units
- Claims frequency and driver controls
- Accessories, tools and permanently fitted equipment
- Hire vehicles and substitute vehicles where relevant
Fleet information
Insurers commonly require a complete vehicle schedule, usage details, garaging locations, driver criteria and several years of claims experience. Large or unusual fleets may require a more tailored underwriting presentation.


