Call us today. Ph: 1300 310 467
Australian Healthcare is exposed to a wide range of exposures the primary policy for any good healthcare package is the business entity professional health care indemnity medical malpractice. A common misunderstanding is that if the registered medical practitioner has medical malpractice then the business entity is not exposed which is incorrect for two key reasons. The entity employs staff support the registered medical practitioners. Any errors in there service which can be as simple as failing to send important reports to a third party could cause a claim. The business is also responsible for ensuring the right staff are employed and that they are suitable for their roles. Their is also the vicarious liability to the medical practitioners and contractors you may employ in your business.
Mercantile has extensive experience with single practises to national multi practise entities. We can arrange and advise on the full spectrum of insurance required for you medical business.
Industries
Radiology
Medical Centres
Private Hospitals
Retirement Villages
Aged Care & Nursing
Pharmacy
Aboriginal Healthcare Services
Aged Care and Disability/ Respite Care Providers
Non-Invasive Cosmetic Medical Clinics
Drug and Alcohol Rehabilitation & Screening
Exercise Physiology / Physiotherapy
Massage / Natural Therapy /Acupuncture / Chinese Medicine
Naturopathy / Nutrition or Dietician
Optometry / Audiology / Speech Therapy
Podiatry
Speech Pathology
Counselling / Social Workers
Cardiology
Dental Clinics
Specialist Clinic (eg. cardiology)
Day Surgery / Hospital
Small Private Hospitals
Policies
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Privacy Complaints
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Public Relations Expenses
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Official Investigations Costs & Expenses
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Cover for the Trade Practices Breaches
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Intellectual Property Breaches
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Fraud & Fidelity
Individual and Entity Medical Malpractice Insurance
Management Liability
Cyber Insurance
Business Assets Insurance
Corporate Travel
Claims Examples
Case 1: Radiologist provides important and urgent report to office staff to send to the consulting gp to discuss with the client. Office staff fail to send the report to the correct gp causing a delay in the patient getting the urgent care needed to reduce pain and suffering and future health complications that incur additional costs that could have been avoided. Claim is made on the entity for a failing of professional service which is handled by the entity Healthcare professional liability policy.
Call us today. Ph: 1300 310 467